Marine insurance quote
Carrier liability under a bill of lading is limited and is nowhere near the value of your car. A separate marine transit policy is what actually protects the vehicle at sea. Tell us the vehicle, value and route below and we will return a premium the same working day.
Levels of cover
All-risks marine transit
The standard recommendation. Covers accidental physical loss or damage from the moment the vehicle is loaded in the UK until it is discharged at the destination port, including handling, lashing and stowage incidents. Premiums typically run 1.5-2.5% of the declared value.
Total loss only
A cheaper option, usually 0.6-1.2% of declared value, that pays out only if the vessel sinks, the container is lost overboard, or the vehicle is destroyed. It does not cover scuffs, dents or handling damage, so it suits low-value or project vehicles.
Agreed value cover
Essential for classics, restored and modified vehicles. You and the underwriter agree the insured figure in advance — supported by a valuation, auction result or restoration invoices — so there is no argument about market value after a claim.
Door-to-door extension
Extends the policy to UK collection and destination delivery legs, so the vehicle is covered on the transporter as well as on the ship. Worth adding whenever we are arranging inland transport at either end.
What is normally excluded
- Pre-existing damage recorded on the condition report at loading
- Mechanical or electrical breakdown that is not caused by an insured event
- Personal effects packed inside the vehicle unless declared and itemised
- Rust, oxidation and gradual deterioration on long transits
- Loss caused by inadequate preparation, such as an unsecured battery or fuel above the permitted level
What we need to price it
Make, model and year; declared or agreed value in GBP; origin and destination ports; shipping method (RORO, shared container or dedicated container); and whether you want the door-to-door extension. For agreed-value cover on a classic, attach a valuation or recent comparable sale. See our insurance explainer for a full walkthrough of the claims process.
Request your insurance quote
Add the declared value and cover level you want in the notes field and we will quote the premium alongside your freight price.